Group

Senior Management Disability Life, Accident and Specialty Medical and Managed Care Reinsurance CAS (ROSE® Program and ROSEBUD) Claims Client Services Communications Premium Processing Retros Risk Management

Group Life, Accident and Health Reinsurance Senior Management 800-378-6965
Mike Emerson FSA, MAAA, CPA Chief Executive Officer Tel: 612.342.7584 Fax: 612.342.7292 mike.emerson@us.ing.com Dan Abramowski Vice President Claims & Managed Care Services Tel: 612.342.7212 Fax: 612.342.3515 dan.abramowski@us.ing.com Jeff Birkholz FLMI Vice President & Chief Operations Officer Tel: 612.342.7521 Fax: 612.342.7292 jeffrey.birkholz@us.ing.com Michelle Fallahi Vice President, Medical & Managed Care Reinsurance Tel: 612.372.5781 Fax: 612.342.3413 michelle.fallahi@us.ing.com Back to Top		Scott Machut Vice President Life, Accident & Specialty Reinsurance Tel: 612.372.5348 Fax: 612.342.3209 scott.machut@us.ing.com Duane Pfaff Controller Tel: 612.342.7190 Fax: 612.342.7505 duane.pfaff@us.ing.com James Rathburn Vice President Business Development Tel:612.342.3571 Fax: 612.342.3209 james.rathburn@us.ing.com Karen Rudesill Director, Account Management and Premium Administration Tel:612.372.5247 Fax: 612.342.7292 karen.rudesill@us.ing.com

Disability
Ray Ayotte Director, Research and Development Tel: 612.372.5569 Fax: 612.342.7179 ray.ayotte@us.ing.com Sue Favilla Senior Disability Claims Consultant Tel: 612.372.1021 Fax: 612.342.7179 sue.favilla@us.ing.com Dawn Kraemer Relationship Manager Tel: 612.342.7064 Fax: 612.342.7179 Dawn.Kraemer@us.ing.com Tina Testa Reinsurance Underwriter Tel: 612.342.3233 Fax: 612.342.7505 christina.testa@us.ing.com Back to Top		Mark Taylor Manager, Disability Claims Services Tel: 612.342.7694 Fax: 612.342.7179 mark.taylor@us.ing.com Kathy Thiesen Market Research Analyst Tel: 612.342.7670 Fax: 612.342.7179 kathleen.thiesen@us.ing.com Taren Weyer Claims Consultant Tel: 612.342.7247 Fax: 612.342.7179 taren.weyer@us.ing.com Curt Zepeda Senior Underwriting Consultant Tel: 612. 342.3558 Fax: 612.342.7179 curtis.zepeda@us.ing.com

Life, Accident and Specialty
Dean Abbott Vice President, Reinsurance Actuary Tel: 612.342.3815 Fax: 612.342.3209 dean.abbott@us.ing.com Deb Cyr Account Manager Tel: 612.342.7791 Fax: 612.342.3209 debra.cyr@us.ing.com Cristine Dahl Senior Account Manager Tel: 612.342.3782 Fax: 612.342.3209 cristine.dahl@us.ing.com Jay Fleming Premium Accountant Tel: 612.342.7279 Fax: 612.342.3515 jay.fleming@us.ing.com John Ghilardi Senior Marketing Underwriter Tel: 612.342.7888 Fax: 612.342.3209 john.ghilardi@us.ing.com Paul Kersten Vice President of Product Development and Consulting Tel: 612.342.3139 Fax: 612.342.3838 paul.kersten@us.ing.com Scott Machut Vice President Tel: 612.372.5348 Fax: 612.342.3209 scott.machut@us.ing.com John Mayberry Regional Vice President, Marketing and Sales Tel: 203.359.5683 Fax: 203.359.5883 john.mayberry@us.ing.com Carol Muncil Senior Underwriting Consultant Life Products Tel: 612.372.5533 Fax: 612.342.3209 carol.muncil@us.ing.com Back to Top		Beth Napier Account Manager Tel: 612.372.5202 Fax: 612.342.3209 beth.napier@us.ing.com Kerri Nelson Administrative Assistant Tel: 612.342.7324 Fax: 612.342.3209 kerri.nelson@us.ing.com Jim Rathburn Vice President of Business Development Tel: 612.342.3571 Fax: 612.342.3209 jim.rathburn@us.ing.com Toni Ray Premium Accountant Tel: 612.342.7064 Fax: 612.342.3209 antoinette.ray@us.ing.com Sharon Scheuermann Administrative Assistant Tel: 612.372.1149 Fax: 612.342.3209 sharon.scheuermann@us.ing.com Eric Swanson Marketing Underwriter Tel: 612.372.5728 Fax: 612.342.3209 eric.swamson@us.ing.com Melissa Tilford Senior Underwriting Consultant Specialty Products Tel: 612.372.1152 Fax: 612.342.3838 melissa.tilford@us.ing.com Megan Vesaas Account Manager Tel:612.372.1812 Fax:612.342.3838 megan.vesaas@us.ing.com Sara Will Account Manager Tel:612.372.5314 Fax:612.342.3838 sara.will@us.ing.com

Medical and Managed Care Reinsurance
Beth Anderson Regional Vice President, Marketing and Underwriting Tel: 612.342.3040 Fax: 612.342.3413 beth.anderson@us.ing.com Judie Barker Administrative Assistant Tel: 612.342.7945 Fax: 612.342.3413 judie.barker@us.ing.com Nikke Brown Premium Accountant Tel: 612.342.3024 Fax: 612.342.3413 nikke.brown@us.ing.com Kathy Childs-Healy Marketing Underwriter Tel: 612.342.3407 Fax: 612.342.3413 kathy.childs-healy@us.ing.com Back to Top		Michelle Fallahi Vice President, Medical & Managed Care Reinsurance Tel: 612.372.5781 Fax: 612.342.3413 michelle.fallahi@us.ing.com Brent Hoehne Regional Vice President and Underwriting Manager Tel: 612.372.1125 Fax: 612.342.3413 brent.hoehne@us.ing.com Starr Medlyn Account Manager Tel: 612.342.3040 Fax: 612.342.3413 starr.medlyn@us.ing.com

CAS (ROSE® Program and ROSEBUD)
Kathy Amlaw Senior Health Services Consultant Tel: 612.342.3279 Fax: 612.342.3496 kathleen.amlaw@us.ing.com Patty Buck Senior Neonatal Case Manager Tel: 612.342.3447 Fax: 612.342.3496 patricia.buck@us.ing.com Mary Kay Gilbert, CCM Health Services Consultant Tel: 612.342.3448 Fax: 612.342.3496 marykay.gilbert@us.ing.com Jane Johnson Manager, Managed Care Services Tel: 612.372.5212 Fax: 612.342.3515 jane.johnson@us.ing.com Karen Kelly Senior Health Claims Consultant Tel: 612.342.3054 Fax: 612.342.3515 karen.kelly@us.ing.com Back to Top		Mary Little Perinatal Nurse Consultant Tel: 612.342.3429 Fax: 612.342.3496 mary.little@us.ing.com Becky Stanley Senior Claims and Case Management Systems Specialist Tel: 612.342.3055 Fax: 612.342.3496 rebecca.stanley@us.ing.com Karen Testa, CCM Perinatal Nurse Consultant Tel: 612.342.3404 Fax: 612.342.3496 karen.testa@us.ing.com Mary Paquette, BSN, CCM Health Services Consultant Tel: 612.342.7670 Fax: 612.342.3515 mary.paquette@us.ing.com

Claims
Dan Abramowski Second Vice President Tel: 612.342.7212 Fax: 612.342.3515 daniel.abramowski@us.ing.com Jamie Backhaus Life Claims Analyst Tel: 612.342.7374 Fax: 612.342.3515 jamie.backhaus@us.ing.com Karen Brenteson Reinsurance Claim Analyst Tel: 612.342.3546 Fax: 612.342.3515 karen.brenteson@us.ing.com Donna Fredrickson Senior Claims Analyst Tel: 612.342.3830 Fax: 612.342.3515 donna.fredrickson@us.ing.com Marie Hebert Senior Life Reinsurance Claims Tel: 612.342.7278 Fax: 612.342.3515 marie.hebert@us.ing.com Back to Top		Sharon L. Johnson Reinsurance Claims Analyst Tel: 612.342.3352 Fax: 612.342.3515 sharonl.johnson@us.ing.com Nan Marjama Administrative Assistant Tel: 612.342.3148 Fax: 612.342.3515 nancy.marjama@us.ing.com Terry Royce Senior Claims Analyst Tel: 612.342.3136 Fax: 612.342.3515 terry.royce@us.ing.com Diane Weisman Manager – Disability and Life Reinsurance Claims Tel: 612.342.3431 Fax: 612.342.3838 diane.weisman@us.ing.com

Client Services
Ray Ayotte Director, Research and Development Tel: 612.372.5569 Fax: 612.342.7179 ray.ayotte@us.ing.com Kathleen Thiesen Senior Market Research Analyst Tel: 612.342.7670 Fax: 612.342.3515 kathleen. thiesen@us.ing.com Dolly Vang Administrative Assistant Tel: 612-342-3432 Fax: 612-342-7179 dolly.vang@us.ing.com Back to Top

Communications
John Stewart Director, Communications Tel: 612.342.7139 Fax: 612.342.7179 john.stewart@us.ing.com Bridget Worrell Marketing Communications Specialist Tel: 612.342.3228 Fax: 612.342.7179 bridget.worrell@us.ing.com Back to Top

Premium Processing
Tim Johnson Manager of Operations, Workers' Compensation Tel: 612.342.7273 Fax: 612.342.3838 tim.johnson@us.ing.com Back to Top		Sujatha Prasad Reinsurance Account Manager Tel: 612.342.3243 Fax: 612.342.3838 sujatha.prasad@us.ing.com

Retros
Linda Maxson Senior Retrocession Account Manager Tel: 612.372.1190 Fax: 612.342.7505 linda.maxson@us.ing.com Ann Oyen Retrocession Account Manager Tel: 612.342.3870 Fax: 612.342.7505 ann.oyen@us.ing.com Tina Schumacher Retrocession Accounting Manager Tel: 612.372.1103 Fax: 612.342.7505 tina.schumacher@us.ing.com Back to Top

Risk Management
Rick Becchetti Senior Operational Risk Management Analyst Tel: 612.372.5257 Fax: 612.342.3838 richard.becchetti@us.ing.com Back to Top